No one ever wants to be involved in a traffic accident—but employers should be particularly aware of the risks their workers when they’re driving on the job.
Why? Well, in addition to simply wanting their workers to be safe, employers face significant losses when their workers experience traffic accidents—to the tune of $65,000 per nonfatal injury, and $671,000 per death.
And, as we are all aware, traffic accidents are a common incident. In 2016, more 37,000 people died in car crashes—and nearly a tenth of those crashes occurred in California.
Defensive driving, using seatbelts, not driving while under the influence—all these steps can help to protect your workers as they’re driving on the job.
And so can safe vehicles. If you’re looking to add vehicles to your company’s fleet, keep these safety features in mind as you’re car-shopping. They can make a big difference in helping keep your workers safe—and your work comp costs down.
Automatic emergency braking
These work in conjunction with forward collision warning sensors to automatically apply the brakes to avoid a collision.
More and more vehicles are offering this great tool, which automatically activates when the vehicle shifts into reverse. That allows the driver to easily see what’s behind the vehicle, without having to take eyes off the road.
Forward collision warning
Sensors in the front of the vehicle will warn the driver of an impending collision, providing an opportunity to brake or steer clear.
Cameras keep track of the car’s position on the road. If the driver begins to drift from the lane, an alarm—for instance, a light flashing in the side mirror—alerts the driver, allowing for course correction.
Additional features may be standard on newer models, or available depending on the make and model of the car. They include:
Electronic stability control, which assists drivers in keeping control in slippery conditions and on curves. (According to the NHTSA, it reduces the risk of a fatal single-vehicle crash by about 50% and the risk of a fatal rollover by 80%.)
Lane-keeping support takes lane-departure warnings to the next level. It steers the vehicle back into the lane if it begins to drift.
Blind-spot detection lights up when another vehicle is in a blind spot.
Pedestrian automatic emergency braking alerts if a pedestrian is in a vehicle’s path. It automatically applies the brakes to prevent an accident.
Automatic crash notification notifies emergency responders in the event of a crash.
Of course, some vehicles are simply known for their safety. Be sure to do your research on safety ratings before making a purchase decision for your company’s fleet.
And if you’re wondering whether any of these safety options could have a positive impact on your commercial auto insurance, just give us a call!
WorkComp4U.com is offered by Insurance Partners, Inc., which has specialized in worker’s comp insurance for more than 35 years. If you have questions about your worker’s comp insurance coverage, contact us.